Newfront has officially joined WTW, combining a technology-native approach with global expertise to better serve our clients. [Read more](https://www.wtwco.com/en-us/news/2026/01/wtw-completes-acquisition-of-newfront) # Retirement Services In today’s competitive benefits landscape, robust 401k plans are more than an incentive—but rather a critical element of any benefits program. Exclusively dedicated to 401k and other defined contribution solutions, our Retirement Services team offers a wealth of expertise to help clients navigate the complexities of retirement planning with confidence and ease. [Talk to a Specialist](/content/talk-to-an-expert?newfront_com_page=%2Findustries%2Fretirement-services&newfront_com_section=Retirement+Services/index.html) ## Our Approach Our consulting services deliver on every critical aspect of retirement planning—from program design to vendor management and more. ### Customized Plan Design We base our recommended plan design on a close assessment of your core objectives, corporate philosophy, employee demographics, recruitment landscape, and other key inputs. ### Enhanced Client Support We deliver concierge-level client service to simplify administration and give you and your team lift. This includes a dedicated conversions team for vendor transitions and strategic M&A, access to in-house subject matter experts for ERISA and compliance, and financial wellness. ### Higher Employee Engagement Our practice empowers clients with a range of financial literacy and investment education programs to help onboard employees and help them make more informed decisions about their retirement planning. ### A Plan That Grows with You We are well-versed in scaling retirement plans for high-growth companies. From startups in the seed phase to enterprise market leaders, we ramp plans to match your growth trajectory. ## The Newfront Difference Comprehensive solutions ## Exceptional Insight. Unmatched Client Service With a deep bench of industry practitioners and subject matter experts, we bring a dynamic approach to investment and fiduciary oversight. With data-driven insight and custom benchmarking, we’ll help you craft a full-service retirement program. Subject matter expertise ## Trusted Guidance We’ve invested in deep expertise in all the areas that are critical to plan success. We speak the language of 401ks so you don’t have to. Our service team expertise includes: - **ERISA expertise**: We have dedicated in-house counsel for compliance under the Employee Retirement Income Security Act (ERISA), Department of Labor (DOL) regulations, and the Internal Revenue Code. Our other professional designations including CFA, CFP, CIMA, CRPS, AIF, CPC, CPFA, and JD. We conduct regular compliance checks to safeguard plan sponsors and employee rights in your 401k program. - **Fiduciary due diligence**: As co-fiduciaries on your plan, we strive for peak fiduciary health. This includes proactive education, oversight, governance, and more. - **Vendor transitions**: Our dedicated conversion team specialize in seamless 401k integrations during mergers and acquisitions and other vendor-related changes. - **Investment guidance**: Our investment committee selects 401k investments based on minimizing fiduciary risk and maximizing your employees' retirement readiness. Thought leadership ## 401(k)ology with Joni Jennings Retirement Services’ in-house ERISA specialist and Chief Compliance Officer Joni Jennings knows more about 401(k) compliance and SEC reporting than anyone on our staff. She is a CPC, CPFA®, and NQPC™, and her ERISA knowledge is superb. With 30+ years of ERISA compliance experience, Jennings brings real value to sponsors of qualified retirement plans by offering compliance support to our team of advisors and to our clients with regular client webinars and deep-dive blog posts. She specializes in IRS/DOL plan corrections for 401(k) plans, plan documents and plan design. Joni’s regular series, “401(k)ology” can be found on our [marketing insights blog](/content/blog/search/401(k/index.html)ology). Thought leadership ## Financial Fitness with Newfront We’re proud to offer comprehensive in-house Financial Wellness services dedicated to supporting organizations with strategic financial wellness initiatives. By focusing on employee education and retirement plan engagement, our financial wellness offerings help foster a more financially confident and informed workforce. With deep expertise in employer-sponsored retirement plans—particularly 401(k)s— our Financial Wellness services provide guidance on investment fundamentals, tax-advantaged savings strategies, and overall plan optimization to help drive better outcomes for both employers and employees. ## Leaning into Hi-Tech Solutions ### Artificial Intelligence We are building custom AI applications to improve clients' and participants' experience with their benefits solutions ### Benchmarking Not all benchmarking is created equal. Our tech capabilities enable us to create hyper-targeted and company-specific insights to optimize plan design and maximize recruitment and retention outcomes. ### Simplified Administration We create custom content and tailored workflows to support client deliverables and to put 401k plans into digestible formats ## By the Numbers From our depth of domain expertise to our uncompromising client service, Newfront Retirement Services delivers the plans and support our clients need. ### $33B #### in assets under advisement ### 500+ #### clients served ### 75+ #### public companies under management ### 31 #### person dedicated service team ## Newfront Leadership OpenBioOverlay for Greg Kaplan, CFA Greg Kaplan, CFA Head of Retirement Services OpenBioOverlay for Ted Wilson, CFA Ted Wilson, CFA Investment Committee Lead OpenBioOverlay for Joni Jennings Joni Jennings Chief Compliance Officer OpenBioOverlay for Chris Call, CFP Chris Call, CFP Head of Thought Leadership OpenBioOverlay for Cynthia Eickhoff Cynthia Eickhoff Vice President, Operations OpenBioOverlay for Sarah Schwartz Sarah Schwartz Head of Financial Wellness OpenBioOverlay for Jenn Sommerville Jenn Sommerville Manager, Client Success ## Key Services - Plan Design and Benchmarking - Investment Expertise - Compliance Support - Fiduciary and Governance - Employee Engagement and Education - Vendor Negotiations - M&A Support - Vendor Transition Support ## View Our Areas of Expertise - Agriculture](/content/industries/agriculture/index.html) - Aviation](/content/industries/aviation/index.html) - Automotive](/content/industries/automotive/index.html) - Construction](/content/industries/construction/index.html) - Digital Assets & Blockchain](/content/industries/blockchain-and-cryptocurrency/index.html) - Digital Health](/content/industries/digital-health-and-telemedicine/index.html) - Education](/content/industries/education/index.html) - Entertainment](/content/industries/entertainment/index.html) - Fintech](/content/industries/financial-institutions-fintech/index.html) - Food & Beverage](/content/industries/food-beverage/index.html) - Life Science](/content/industries/life-science/index.html) - Manufacturing](/content/industries/manufacturing/index.html) - Maritime](/content/industries/maritime/index.html) - Nonprofit ‍& ‍Social ‍Enterprise](/content/industries/non-profit-and-social-enterprise/index.html) - Private Equity & Transaction Advisory](/content/industries/private-equity-transaction-advisory/index.html) - Public Sector](/content/industries/public-sector/index.html) - Real Estate](/content/industries/real-estate/index.html) - Retail/ Wholesale](/content/industries/retail-wholesale/index.html) - Sharing Economy](/content/industries/sharing-economy/index.html) - Technology](/content/industries/technology/index.html)